Get the capital you need to grow your business with our fast and easy small business loan options.
Small Business Lending Solutions
Small Business Loans
Get the working capital you need to cover a range of business needs, including inventory, payroll, marketing campaigns, and tax payments.
Equipment Financing
Secure the funds to purchase or lease new or used equipment, allowing you to upgrade your operations and expand your capabilities.
The Open Access Capital Advantage
Trusted Partner
We've been helping small businesses like yours for years. Open Access Capital has funded over $4.5 billion to 75,000+ businesses nationwide.
Fast Process
We understand that you need funding quickly. We can provide a funding decision and disburse funds in 24 hours.
Personalized Service
Our team of Funding Specialists will work with you to understand your business needs and secure a tailored lending solution, whether you need working capital for inventory, payroll, marketing, or taxes, or equipment financing to purchase or lease new or used equipment.
Easy Application Process
Minimum Requirements
To qualify for a loan, you must have been in business for at least 6 months and have an annual revenue of at least $250,000.
Apply Online
You can apply online with our simple form, and we'll provide you with an approval decision in 24 hours.
Get a Solution
We'll work with you to discuss your financing options and help you secure up to $500,000 in funding.
Customer Testimonial
“National Funding was incredibly helpful in securing the right funding amount for my business. They took the time to understand my needs and offered a loan that was a perfect fit for my business. I was able to quickly receive the funds I needed to expand my operations, and I am so grateful for their support.”
See why businesses love National Funding. Read 1,910 reviews on Trustpilot, with an average rating of 4.8 out of 5 stars. These reviews highlight our dedication to providing exceptional service, personalized solutions, and a streamlined application process.
Industries We Serve
Trucking
We understand the unique challenges of the trucking industry, including financing your fleet, covering fuel costs, and managing unpredictable seasons. That's why we offer tailored loans designed to fuel your trucking business and help you stay on the road to success.
Agriculture
From seasonal planting to unpredictable weather patterns, the agricultural industry faces unique financial challenges. Our flexible loans help you secure the funding you need to grow your farming business to its fullest potential, invest in new equipment, or manage cash flow during lean periods.
Construction
Building a successful construction business requires significant investments in equipment, materials, and skilled labor. We offer tailored loans to help you secure the funding you need to build your business to reach great heights, expand your projects, and overcome the unique financial challenges faced by construction companies.
Restaurant
Running a successful restaurant requires a delicate balance of managing inventory, staffing, and marketing. Our tailored loans help you secure the funding you need to serve your customers better, invest in new equipment or renovations, and adapt to the ever-changing dining landscape.
More Industries We Serve
Transportation
Get the right loan for your trucking company.
Agriculture
Grow your farming business with loans.
Construction
Build your business with loans.
Restaurants
Serve your customers better with loans.
Gym and Fitness
Get loans that work out best for you.
Beauty & Wellness
Give your business the best makeover with loans.
Find Out Your Funding Qualification
To qualify for funding, we need to know a little bit about your business. The more information you have, the better. We’ll ask you about your annual gross sales, business type, and how long you’ve been in business. Once you provide this information, we can give you a personalized estimate of how much funding you qualify for.
Here are some general guidelines for the different funding options available:
• **Under $250K Annual Gross Sales**: Limited options available. These might include short-term loans, microloans, or grants. You might also be able to use your personal credit to secure a business loan.
• **$250K - $999K Annual Gross Sales**: Standard funding options. These might include term loans, lines of credit, and equipment financing. You can also expect to have more flexibility with interest rates and repayment terms.
• **Over $1M Annual Gross Sales**: Extended funding options. These might include SBA loans, venture capital, or private equity. You’ll also have access to a wider range of lenders and investors, giving you more options to choose from.
Funding For Your Business